Rates by geo · India
Payment acceptance rates in India
A snapshot of current offers from verified PSPs on OneMorePay: what they charge for payment acceptance by each method. Only offers with a confirmed validity period are counted.
Median pay-in7.25%across the marketplace
Range4.5% – 9%from best to highest
Offers10from 4 providers
Median pay-out4%settlement in INR
Updated October 19, 2026
By method
| Method | Pay-in | Offers |
|---|---|---|
| UPI (IN) | from 4.5% | 3 |
| Gpay | from 5.25% | 1 |
| All Banks & e-Wallets | from 5.25% | 1 |
| PhonePe | from 5.25% | 1 |
| UPI P2P QR | from 7% | 1 |
| IMPS | from 7.5% | 1 |
| Net Banking | from 9% | 1 |
| UPI | from 9% | 1 |
Where there are only one or two providers, the median describes specific offers rather than a market norm. The final rate depends on your vertical, volume and chargeback history and is agreed with the provider directly.
Market outside OneMorePay
5.7%
median pay-in across 25 records from public Telegram channels and price lists. Last mentioned October 15, 2026.
These are not marketplace offers but an independent view of the same geo: it shows where the market boundary lies.
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